
finAPI
More convenience
finAPI GmbH is one of the leading providers of banking APIs in Germany and is licensed by BaFin as an account information service and payment initiation service. The Munich-based company has been developing and implementing appropriate open banking and open finance solutions for B2B customers and their applications since 2008.
Since early 2019, SCHUFA Holding AG has acquired a majority stake in the fintech finAPI, and the two companies have been working hand in hand on the development of XS2A-based solutions.
A successful concept
finAPI offers a platform to securely connect companies, banks and users. With an outstanding open banking API, finAPI enables access to account data on behalf of customers in order to analyze it or initiate payments. finAPI also supports banks and financial service providers with the XS2A Server in providing the mandatory PSD2 bank interface for TPPs. In the future-oriented open finance ecosystem, finAPI thus enables all parties involved to create innovative services with real added value.
Banking of the future
finAPI is the foundation for the banking of the future and positions itself as a reliable solution provider for banks, fintechs, e-commerce and software companies of any size. Compliance, data enrichment, full service and business intelligence are key added values that finAPI works on every day with many in-house experts.
Customized workflows
Multi-stage approval workflows with budget limits can be customized.
Fully documented processes
Every step is documented, so that even after 10 years you will still know who approved which invoice.
Central receipt import
All invoices are collected centrally, so you never have to search for important documents again.
Invoices at a glance
At any time, see whether an invoice has already been approved and exported, and who currently has the invoice.




